Iona Minton The profession of financial planning is relatively new, the average pensioner will tell you that in their youth financial planning was not even a recognisable term. During and after the Second World War the depression made it virtually impossible for most people to make ends meet, let alone have surplus money to invest. […]
Category Archives: Financial Planning
THE COST OF CANCER
Every year countries throughout the world dedicate the month of October to raising awareness around Breast Cancer. Cancer has increased exponentially and is, in many cases, treatable – at a cost; making cancer a life, health and personal finance issue. There are very few families in South Africa that have not had one or more […]
COMMON FINANCIAL PLANNING MISTAKES | PART THREE
HINDSIGHT IS ALWAYS 20:20 If a person has perfect vision is both eyes, they are considered to have 20:20 vision. Whilst we can not always predict what will happen in the future, it’s always seems to easy to see the things that have happened with great clarity. Hence, when we look back, events seem so […]
COMMON FINANCIAL PLANNING MISTAKES | PART TWO
DON’T PUT ALL YOUR EGGS IN ONE BASKET Whilst you may not be investing in eggs, this centuries-old wisdom applies wholeheartedly to modern day investments. As part two of last week’s article, let me quickly remind you that whatever your goals, unless you win the lotto, you will not move passed average unless you fully […]
COMMON FINANCIAL PLANNING MISTAKES | PART ONE
LOOK BEFORE YOU LEAP. It’s a phrase spoken often to the young and exuberant, but one that we forget still applies as we get older… It is reasonable to assume that you desire financial success for yourself and your family and you may even have your sights set on becoming fabulously wealthy. Some of us […]
WILL POWER
MOST ARE WILLING TO PAY MORE FOR A MEAL THAN A WILL From our experience, it would appear that many are prepared to pay a couple of hundred bucks to eat out, yet squirm at the thought of paying an expert to draft their last Will and Testament, a vital document that speaks for them […]
12 POINTS TO REDUCE YOUR FINANCIAL STRESS
END TWENTYTWELVE WITH THESE 12 You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released. Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses! Don’t do them all at […]
RAISING KIDS WHO ARE MONEY-WISE
Most of us have kids in our lives – whether they are our own, our nieces and nephews, friends’ kids or the neighbours – and we are teaching them about money all the time. Every time you make a financial decision or talk about money in front of a child, you are teaching them something. […]
REVIEWING YOUR POLICY (1)
ARE YOU PAYING TOO MUCH? You could save as much as 30% of the premiums you pay on risk life assurance – against early death, for example – by, in effect, changing your policy from one paying out a single large lump sum and priced for the maximum term, such as “whole of life”, to […]