-
It's about creating moments
not money. -
You can see so much more
with two pairs of eyes. -
No journey should ever
be taken alone. -
Every choice
should be your own. -
The views are exceptional
if you are willing to wait.
"Your time is limited, so don’t waste it living someone else’s life."
Steve Jobs
ABOUT US
Expert Financial Advice
"Financial Products” are complex and confusing and often, without proper guidance, you may find yourself frozen and unable to make important decisions. It’s important to find someone to guide you along this journey as early on in life as you possibly can.
I’ve always had a passion for helping people. Starting out my professional life as a qualified nursing Sister, I saw the wider scope that life and our choices play in our overall health. It’s not about helping people when they’re sick, but helping people avoid getting sick altogether. Often, this starts with how we make, protect and share our wealth. . My main goal is to maintain and increase your lifestyle, and ensure that you and your family are taken care of in the unforeseen events of life.
Having travelled the world I have experienced many cultures and lifestyles and love the complexity and diversity of life choices available to us. I treasure each person’s uniqueness and respect their goals and ideals. I have positioned myself and my team to be a guiding hand with a reliable and dependable knowledge of appropriate financial solutions to perfectly fit these goals and ideals. It’s much like a pilgrimage; guiding you through your journey of discovering and creating meaning, enabling you to make informed decisions and ensuring you are empowered, responsible and able to follow through.
Don’t let those who have forgotten how to dream stop you from doing so… let’s embark on this journey together and make your dreams come true!"
LATEST BLOGS
Updated every week to keep you informed
It isn’t just about knowledge
The cost of trust
The value in procrastination
The law of diminishing returns
Money, Ego, and the Illusion of Security
Choosing a trusted partnership
The holistic approach to life cover
Is it time for a lifestyle audit?
Are you being reasonable?
Predictions, Plans, and the Power of Perspective
It isn’t just about knowledge
The cost of trust
The value in procrastination
The law of diminishing returns
Money, Ego, and the Illusion of Security
Choosing a trusted partnership
The holistic approach to life cover
Is it time for a lifestyle audit?
Are you being reasonable?
Predictions, Plans, and the Power of Perspective
It isn’t just about knowledge
The cost of trust
“Every risk is worth taking as long as it’s for a good cause, and contributes to a good life.”
Richard Branson
YOUR FINANCES
Helping you choose the right products to create a portfolio that will fit the life you want to plan
Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
Life Cover
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Estate Planning
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
Critical Illness
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Retrenchment Benefit
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
Life Cover
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Estate Planning
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
Critical Illness
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Retrenchment Benefit
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Corporate Benefits
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Business Assurance
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
"Most people don't plan to fail, they fail to plan."
John L Beckley
ARE YOU SAVING ENOUGH?
How healthy is your financial plan when it comes to saving and provisioning funds for the future? Digital technology and our diverse economic systems and policies have increased our options both for investment and for risk protection. This is an arena that is constantly changing, growing rapidly and needs to be monitored regularly – which is one reason for having your own financial planner!
WHO DO YOU CHOOSE?
If you have never worked with a financial advisor before, you may find yourself overwhelmed by the choice, confused by the jargon and frustrated at the cost! But in the same way you wouldn't service your own car, it's good to have someone you trust to advise and guide you to make healthy decisions about your wealth.
CREATE WINNING STRATEGIES
Aside from being an expert in the money game and having a keen sense of the conditions and lay of the financial landscape, winning strategies are born inside of a relationship of trust, mutual understanding and a commitment to strive for the same goals. Your financial advisor should bring you peace-of-mind and help you maintain control of your finances.
TESTIMONIALS
Hear it from my clients
I’m one of the over 70’s – thinking I’ve been there and done most of it. Years of associations with life insurance companies and investment brokers – and some who really lived up to the “ broker” part ( cost me plenty – nearly broke me!) have not been a life fulfilling experience. I was introduced to Lisa at Plan4Ever while assisting a client of mine.
Not exactly a “ hallelujah” moment – but (I am an accountant) and time has proved me wrong.
Here is a company that does it right – paperwork is 100% - answering questions and concerns – proper answers (getting back with information quick and correct) is just what a broker is supposed to do !
Nice to be on board. Keep it going – For Ever!
Les W.
Lisa is THE BEST!!
We have been dealing with Lisa for over 20 years She is professional, caring and knowledgeable. Our previous advisor made it so complicated, Lisa unravels the mystery and translates it all into simple, understandable language.
Anon
I’m one of the over 70’s – thinking I’ve been there and done most of it. Years of associations with life insurance companies and investment brokers – and some who really lived up to the “ broker” part ( cost me plenty – nearly broke me!) have not been a life fulfilling experience. I was introduced to Lisa at Plan4Ever while assisting a client of mine.
Not exactly a “ hallelujah” moment – but (I am an accountant) and time has proved me wrong.
Here is a company that does it right – paperwork is 100% - answering questions and concerns – proper answers (getting back with information quick and correct) is just what a broker is supposed to do !
Nice to be on board. Keep it going – For Ever!
Les W.
Lisa is THE BEST!!
We have been dealing with Lisa for over 20 years She is professional, caring and knowledgeable. Our previous advisor made it so complicated, Lisa unravels the mystery and translates it all into simple, understandable language.
Anon
"Innovation distinguishes between a leader and a follower."
Steve Jobs
CONTACT ME TODAY
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